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PLEASE NOTE – The service Financial Harmony provides is financial education and guidance intended to improve knowledge and understanding of financial matters. We aim to disrupt limiting mindsets, habits and language by building confidence, sharing wisdom enabling people to understand and prepare for the many decisions that lay ahead. We encourage goal setting and planning to assist in the achievement of goals. The information does NOT constitute financial advice, always do your own research on top to ensure it’s right for your specific circumstances. We will never provide you with specific advice nor make any recommendations relating to the sale, purchase or alteration of any financial product you own or plan to buy, including pension, saving, investment, insurance, credit and debt arrangements or mortgage. We will not suggest you alter, discard, or liquidate an existing product, including any debt you hold. All information shared is used at your own risk and we cannot accept liability if things go wrong.

Our service is not regulated by the financial conduct authority (FCA). If you require a recommendation or opinion on existing or new financial arrangements, you should seek advice from a regulated independent financial adviser or, in the case of debt, a regulated debt counsellor. Should you need regulated financial advice, we will assist you in understanding the different types of financial advice available, including any companies offering free advice and direct you to websites where you can search for a regulated adviser.